To navigate both expanding and turbulent markets, one must make strategic changes along the way. In 25 years in this business, I’ve been through the 2000-2002 tech stock decline, the 2008-2009 financial collapse, and the Covid-19 scare. In each of these difficult times, recommending strategic changes to my client’s portfolios meant not simply buying and holding, or investing in a model created by someone who doesn’t know you or your financial situation.

Next, we customize your portfolio using risk as needed, not as tolerated. Once executed, tactical adjustments are recommended as factors within the market, economy, and even the political landscape evolve.

For many of our clients, the wealth they have created and earned is the wealth they will have for the remainder of their lifetime. While growth is critical ingredient to success, equally, if not more important, is preservation of that wealth.

Multiple market corrections and severe bear markets during our decades of experience have taught us that downside mitigation is of utmost importance. It is not only important to the long-term health of a portfolio, but also to the psyche of our clients.

It is important that an investment strategy has been stress tested under various conditions. Those conditions can include stock volatility, recessions, inflation, rising and falling interest rate environments, and geopolitical risks. We use the financial industry's most sophisticated modeling tools to replicate these environments to determine how our portfolios react in various scenarios.

Concentrated stock positions, whether created from years of investing, executive award programs, or inheritance, can create both benefits and concerns- these include liquidity, tax, and volatility risks. We utilize tools and strategies to help mitigate these concerns.