Proper planning is a critical component for a sound strategy

Financial planning, to my practice, begins with taking the time to learn about you and your family, on an intimate level, allowing us to create a customized financial roadmap. We believe strong relationships begin with an understanding of the most important aspects of your life, both financially and personally.

A customized strategy and approach are created around those views you hold most dear, all while building a foundation of mutual trust to guide you, and your loved ones, through life’s journey. While many of our new families begin with a full and comprehensive financial plan, this is not a requirement. We understand that a full financial planning overview is not suited for every situation, and we strive to customize your experience based on your level of need.

Retirement planning, typically, is a cornerstone in most financial plans. Whether you are a few decades away from retirement or just a few months, we will provide the guidance needed for proper retirement preparation. We utilize income modeling, investment and inflation projections, as well as cash flow analysis to help determine your likelihood of successful outcomes. Additionally, we analyze key retirement income components such social security, pension, and even potential earned income throughout your plan. We include a thorough analysis of your liabilities and potential long term care requirements.

What does an initial meeting with your Advisor typically cover?
 

• Family and Background: We begin by learning about what makes you, well, you. We understand how important family is to our clients and we take the time to learn about your loved ones, as well. This in-depth knowledge allows us to develop deep relationships with the families we serve, for decades to come.

• Goals and Desires: What matters most to you? We have open discussions relating to what you are looking to achieve, whether it's to spend more time with loved ones, start a new career or business, travel the world, or give back, we need to know. This knowledge allows us to develop a personal and custom plan and investment strategy to help you achieve this outcome, with the proper of amount of risk required to do so.

• Income and Cash Flow: Cash flow is as important as anything else when it comes to supporting what we call a work optional lifestyle. We will review your cash in-flows and recommend the most efficient path forward in utilizing your assets to satisfy your cash out-flow requirements.

• Retirement: For so many of our families, retirement will be a top priority. We have an open dialogue about what your retirement vision looks like and how we can devise a strategy to provide you with the highest likelihood of success one was willing to take. Over the decades, we discovered the conversation should focus on risk required to help achieve goals, not willingness.

• Investment Management: When we began practicing financial advising, the conversation was originally centered on how much “risk” to bear loss. Volatile markets throughout my more than 25 years serving families confirmed this is the proper approach for investment and risk management.

• Tax Planning Strategies: We have all heard that taxes are one of two things you can count on in life. Our team, along with your preferred accountants. These strategies range from presenting you with the potential to defer additional income, generate tax free interest, or take advantage of various tax savings solutions.

• Insurance: The families I serve have often spent decades building a legacy and passing down their values for future generations is incredibly important to them. Our experience can help you consider strategies to help ensure these principles endure for generations to come.